Let’s Even the Odds

We make card issuing for your business as simple as it gets

Empowering businesses of all sizes to launch their own branded payment card programs with ease, DCS Innov provides quick-to-market solutions that are supported with strong fundamentals in risk, compliance, and operations. Experience enhanced customer engagement and business growth by incorporating next-gen payment trends into your customer interfaces.

Discover how our fintech-driven embedded financial services can revolutionise your business growth.

Realising Your Business Potential

Elevate customer satisfaction by providing a seamless one-stop solution with user-friendly interfaces and intuitive features.
Our platform operates in the cloud and is powered by APIs, ensuring seamless integration and flexibility. It undergoes regular updates to incorporate the latest offerings from our partner services, enabling your business to access latest solutions and stay ahead of industry trends.
Our operations are backed by regulatory licences sponsored by DCS Card Centre, regulated by the Monetary Authority of Singapore (MAS) under the guidelines of the Banking Act. These licences guarantee that your business operates within the bounds of legal compliance, safeguarding your transactions and ensuring regulatory adherence.
Trust in the stability and integrity of our operations with our robust governance structure, meticulously crafted policies, and streamlined processes.
Access a comprehensive suite of card operations resources designed to streamline your business processes effectively. From managing customer servicing needs to facilitating scheme settlement and collections, our platform provides end-to-end support, allowing you to focus on core business activities while we handle the intricacies of card operations management.

Quick-to-Market Card Issuing Solutions

Unlock limitless possibilities with our Card-as-a-Service (CAAS) platform, which integrates technology with a robust API-led approach.  Our integrated solutions are designed for simplicity, efficiency, and effectiveness, enabling your business to thrive in the rapidly evolving digital era.

Unlock limitless possibilities with our Card-as-a-Service (CAAS) platform, which integrates technology with a robust API-led approach. 

Our integrated solutions are designed for simplicity, efficiency, and effectiveness, enabling your business to thrive in the rapidly evolving digital era.

Explore Our Solutions

A selection of options to fit different levels of tech-readiness.

Co-brand

The most familiar manner of issuing cards which requires zero tech integration. We will co-create your desired card proposition and card design, then place it onto the DCS Cards App for issuance. A unique QR code which immediately retrieves your card product will be generated for your end users to scan and apply, providing a seamless customer experience.

API Integration

For an entity with strong tech capability and resources, this option offers APIs to fulfil the desired payments experience within your very own mobile interface. Our APIs are cloud-based, availing easy access and integration from anywhere in the world.

Wallet App ("D-App")

 Get immediate access to a wallet that offers an integrated payment experience including cards and top-up options via bank transfers, digital assets and your ledger balances (if required). Customize the wallet experience with your brand colours, digital card design and promotional messages and then simply invite your end users to apply for the card via a unique QR code or Invitation Code. This option requires tech effort only if ledger integration is required.

Enter the World of Integrated Payments with D-App

Our flagship product, D-App, is a proprietary white-label wallet app that seamlessly integrates payment services into a single platform. Without having to invest in your own resources to manage the wallet app development and ongoing maintenance, or card implementation and management, this is indeed a revolutionary solution to enable embedded finance.

Download D-App for a demo session today to witness the transformative power of embedded finance firsthand.

Scan now to download via the Apple App Store or Google Play Store.

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